Credit Control Manager - Lusaka
About this job
Our client is a Statutory Institution
ROLE: CREDIT CONTROL MANAGER (Lusaka)
Duties
RESPONSIBILITIES:
- In collaboration with the Director Credit, develop and implement a robust Credit Management Information System that provides timely information to both internal and external stakeholders in collaboration with the Director Credit & Risk;
- Develop and implement Credit Risk and Procedures Manual in collaboration with the Director Credit & Risk;
• Generate reports from Credit Managers;
- Generate Term Sheets, Loan Agreements and Memorandum of Deposit of Certificates;
- Ensure safe custody of all credit documents and including Loan Agreements, Certificates of Titles etc.;
- Assess Business Plans for completeness and creditworthiness
- Determine the need to forward customer delinquencies to legal department for litigation;
- Monitor periodic credit reviews;
- Plan, design and implement an overall risk management process for the Institution;
- Coordinate Due Diligence activities of the Institution as basis for decision making in credit portfolio investments for risk mitigation based on the Due Diligence Procedures Manual and project screening procedure;
- Monitor quarterly and yearly performance of Credit Managers through published financials and other third party information sources;
- Analyse delinquent accounts and prepare reports including recommendations for solutions such as remediation, handover to debt collectors and writing off;
- Monitor the progress of cases handed over for litigation by providing a report;
- Execute Writs of possession in conjunction with the Sheriff’s office;
- Ensure that repossessed properties are sold within record time;
- Communicate consistently and accurately with financial institutions who do business with the Institution;
- Monitor projects implementation, business implementation and collection of debt;
- Prepare periodic reports for the Director of Credit and Risk;
- Submit monthly reports to the Credit Reference Bureau;
- Develop, implement and monitor budgets and work plans for the unit in line with the approved Institution strategy implementation plan, and
- Appraise staff performance, identify skill gaps and recommend training/capacity building.
KNOWLEDGE, SKILLS AND EXPERIENCE:
- Grade Twelve (12) Certificate
- Degree in Business Administration, Banking & Finance; Accountancy, Economics or Business or related field
- Master’s Degree in Administration, Banking, Finance, Accountancy, Economics or Business or related field will be added advantage
- Strong leadership and communication skills
- Excellent knowledge of credit review processes and establishment of credit policies
- Proven ability to create innovative solutions to problems
- Excellent negotiation skills
- Intermediate to advanced Excel Skills
- At least ten (10) years working experience in credit review processes and the establishment of client policies
CHARACTER:
- The ideal candidate is expected to be of sober character, intelligent, a team player and able to work to achieve set goals
INSTRUCTIONS:
- The position title being applied for should be included in the subject of your e-mail.
- Your attachments must bear the position title you are applying for and your full name.
- Download the LPCL EMPLOYEE APPLICATION FORM on our website www.lauraandpartners.com and submit it with your CV.
- Failure to adhere to the instructions above will invalidate your application.
If you meet the minimum qualifications, please e-mail your Application Letter and Current Curriculum Vitae (with four contactable referees) in MS Word format quoting the reference number to jobs@lauraandpartners.com by 17:00 hours on 30 October 2016.
Do not attach copies of your academic qualifications at this stage.
CLOSING DATE: 30 October 2016 17:00 hours.
Besides completing the application form below, all interested candidates MUST complete and send us this LPCL EMPLOYEE APPLICATION FORM required for administrative purposes. Laura & Partners Consulting Limited, 397 Independence Avenue, Woodlands, Lusaka
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